Choosing the most suitable Medicare Advantage plans for 2019 that can be within your budget means opting for only those benefits that you really need, nothing more nothing less. In a Medicare Advantage Plan, you only have to pay for the services you want to avail.
So when you combine Medicare Part A and Medicare Part B you get Medicare Part C. This Part C is known as Medicare Advantage Plan. Medicare Part A acts as the Hospital Insurance and Medicare Part B acts as Prescribed Medicine Insurance.
Why is it an Advantage Plan?
There is a very good reason why it is called Medicare Advantage Plan. This is because Medicare Advantage Plan help with Hospital cost, Doctors’ visit and other Medical services that you will get with Original Medicare. There’s more. They can also cover prescribed drug coverage as well as coverage for vision and hearing and can even cover gym and health club membership.
A Medicare Advantage Plan almost covers all the services that an Original Medicare covers. The exception is that these Advantage plans for 2019 do not cover hospice care. By availing Original Medicare the person also gets hospice care even if s/he is having a Medicare Advantage Plan. For all types of Medicare Advantage Plans, the person is always covered with emergency and urgent care. For example, a person from the U.S availing the Medicare Advantage Plans will surely get emergency coverage even though it is outside of the plan’s service area. But the person will not get the service outside the U.S.
What is Part D in Medicare Advantage Plans?
Most Medicare Advantage Plans include Part D. Part D benefits the customer by Medicare prescription drug coverage.
In addition to Prescribed Medicine Insurance or Part B premium, you generally have to pay one monthly premium for the coverage of the plan’s medical and prescription drug. Medicare Advantage Plan benefits may change from year to year. So before joining one, make sure to understand how a plan works.
All Medicare Advantage plans for 2019 are the same, but the availability of the services varies from region to region (applies to all states and county of the USA and worldwide). So before applying for a Medicare Advantage Plan for 2019 make sure to know all the available services in your respective area and know all the benefits that the plan can cover and can really help you.
For more information related to Medicare Advantage plans for 2019 visit their official website- www.medicare.gov